Chapter 5 - The Fallout on the Fourteenth Floor

By 11:30 AM, the fourteenth-floor bullpen of Sterling & Croft Financial was buzzing with a level of intense, electric gossip that hadn't been seen since the 2008 financial crash.
The rumor mill had exploded the moment Marcus Vance was escorted out of the building by two solemn internal security guards, carrying his personal belongings in a cardboard box, his head ducked low to avoid the curious stares of seventy analysts.
I sat back at my desk, sipping a fresh cup of dark roast coffee, watching the chaotic energy ripple across the floor.
My computer screen was glowing with active risk models, but my mind was completely clear of the suffocating, paralyzing dread that had defined the beginning of my day. The timeline had been successfully rewritten. The trap had been turned back against the hunters.
A soft, hesitant tap sounded on my partition divider.
I looked up. Leo Parker was standing there. He looked smaller, paler, and thoroughly broken, holding a stack of uncompiled financial reports against his chest like a shield.
"Chloe..." Leo whispered, his voice trembling so badly he could barely form the words. "Can I... can I have a minute?"
I didn't smile, but I didn't yell either. I simply gestured to the empty visitor chair across from my desk.
"Sit down, Leo," I said evenly.
Leo dropped into the chair, clutching the paperwork tightly in his lap. He stared at his scuffed shoes for a long moment before finally forcing himself to look up.
"I'm sorry," Leo choked out, a tear spilling over his lower eyelid and cutting a clean path through the dust on his cheek. "I know saying that doesn't fix anything. Marcus came to me three months ago... he told me you were going to be laid off anyway, and that if I helped him secure the model documentation, he would make sure I got the director position. I was stupid. I was drowning in student debt, and I let greed cloud my judgment."
I looked at the kid. In the other timeline, I would have felt deep, lingering bitterness toward him for the rest of my career. But here, standing on the other side of victory, all I felt was cold, professional clarity.
"You were ambitious, Leo, but you were also lazy and cowardly," I said, my voice steady and unyielding. "You wanted the title of a senior director without putting in the ten years of grueling, solitary work it takes to build a predictive architecture from scratch. That's not just a mistake—that's a fatal flaw in the risk industry."
Leo nodded miserably, wiping his face with his sleeve. "What's going to happen to me? Susan said I'm on twelve-month probation... am I going to be fired?"
"You're going to keep your job, Leo," I replied. "And every single morning for the next year, you are going to come into this office at seven a.m., sit at your desk, and manually audit every raw data input for the credit-risk model. No shortcuts. No automated scripts written by someone else. You're going to learn how the engine works from the nuts and bolts up."
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Leo swallowed hard, his eyes wide with a mix of fear and profound relief. "I'll do it. I swear, Chloe. I'll do every single line of data entry myself."
"Good," I said, turning back to my monitor. "Now get back to your desk. The Federal Reserve sync starts in twenty minutes, and I expect your stress-test reports on my desk before the bell."